With the demise of guaranteed pensions and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning.

In this workshop, you will learn:

5 factors to consider when deciding to apply for benefits
When it makes sense to delay benefits and when it does not
Why you should always check your earnings record for accuracy
How to estimate your benefits
Two innovative strategies for coordinating benefits with your spouse
How to minimize taxes on Social Security benefits
How to coordinate Social Security with your other forms of retirement income
How your benefit will be affected by the age at which you apply
How cost-of-living-adjustments, or COLAs, affect benefits
How spousal benefits work
How survival benefits work
How divorced-spouse benefits work
How working affects benefits
How benefits affect taxes
What to do if you have other income from pensions or IRAs